ALTHOUGH PAY LATER IN 3 INTEREST-FREE INSTALMENTS IS WIDELY PROMOTED, IT IS NOT ALWAYS UNIVERSALLY AVAILABLE. THE PAY LATER IN 3 INTEREST-FREE INSTALMENTS PAYMENT OPTION IS AUTOMATICALLY GENERATED BY ALGORITHMS THAT ARE DEPENDENT UPON SEVERAL FACTORS, INCLUDING ADDRESS DETAILS, CARDHOLDER DETAILS, AMOUNT OF ORDER, THE ONLINE STORE, PREVIOUS ORDER HISTORY AND ITEM AVAILABILITY.
